Before we go into the detail of ISA allowances, it is important to understand why and how we pay tax. Our tax payments are what the government live off - it is their income. Governments will tweak tax laws to benefit them in the long run - or to prevent a bad behaviour we have. In other words

‘Almost 77% of the Americans feel anxious about their financial situation’, according to a survey by The Capital One and The Decision Lab. Nonetheless, it falls below this percent in the rest of the world. I’m pretty sure you’ve landed here – either worrying about your finances or